Should i refinance my mortgage,current mortgage interest rate,current mortgage rates,refinance mortgage [mortgageapproved.blogspot.com] The decision seems easy until I factor in all the costs to refinance. I am in a seven-year interest-only adjustable-rate mortgage, or ARM, that is going to have its first rate adjustment next year. The current interest is 5.875%. I can refinance into 3 ... Time to Ditch My Adjustable-Rate Mortgage? Refinancing your...